What to Know Before Tackling a Big Project

A home renovation can be an exciting fresh start or a stressful, over-budget headache. The difference? Knowing what to expect before the dust starts flying. Whether you’re gutting a kitchen, updating a bathroom or adding square footage, smart planning is key to a smooth renovation—because when it comes to home projects, knowledge is just as important as a solid foundation.

1. Budget Like a Pro (and Then Add More)
It’s no secret that renovations cost more than expected. But rather than hoping for the best, experts recommend a more strategic approach.

A good rule of thumb is to add at least 20 percent to your budget for unexpected expenses. Hidden water damage, outdated wiring, or material delays—something always comes up. If you don’t need the extra cushion, it’s a win. But if you do, you won’t be scrambling.

Prioritize spending on structural and functional improvements first—think electrical, plumbing and insulation—before splurging on aesthetics. And when it comes to high-ticket items like custom cabinetry or stone countertops, get quotes from multiple suppliers.

Senior couple planning room renovation.

2. Understand the Permit Process
Skipping permits might seem like an easy way to cut red tape, but it can backfire. Unpermitted work can delay selling your home and even force you to redo the
project later.

The good news? Not every project requires a permit. Cosmetic changes like painting, flooring and cabinetry swaps usually don’t. But structural modifications, plumbing, electrical work, and additions almost always do. Call your local building department early to find out what’s required.

3. Hire (and Vet) the Right People
Choosing a contractor is one of the biggest decisions in any renovation.

The lowest bid isn’t always the best—look for experience, licensing, insurance and solid references.

Ask for a portfolio of past work and talk to former clients. And don’t just check online reviews—ask the contractor directly about any projects that didn’t go as planned and how they handled them. You’ll learn a lot from their response.

For larger projects, consider hiring a project manager to oversee timelines, budget and subcontractors. And if you’re going the DIY route, be honest about your skills—some projects are best left to the pros.

4. Expect the Unexpected (and Stay Flexible)
No matter how well you plan, surprises will happen. Old homes often hide outdated wiring or structural issues.

Even newer homes can reveal problems like improper drainage or poorly installed HVAC systems.

Be flexible with your timeline. If you expect things to take longer, you won’t be as frustrated when delays inevitably happen.

If you’re living in your home during the renovation, set up a temporary kitchen or alternative living space. And if it’s a major remodel, consider renting a short-term space—it might save your sanity (and your relationship).

Young black couple and manual worker cooperating while examining blueprints in moving apartment.

5. Plan Your Design for Function, Not Just Looks
Trendy tile and statement lighting are fun, but don’t overlook the flow and function of your space.

The biggest mistake homeowners make is not considering how they actually live in their home. That gorgeous open shelving?

It might not be practical if you hate dusting.

Think long-term—choose timeless materials and designs that will age well.

And before finalizing your layout, map out where appliances, storage and furniture will go. The last thing you want is a beautiful new kitchen that doesn’t have enough counter space.

6. Source Materials Wisely
Supply chain issues and rising costs have made material sourcing more complicated than ever. Order key materials—flooring, cabinetry, fixtures—well in advance to avoid delays.

If you’re on a budget, explore cost-saving alternatives. Look for remnant stone for countertops or consider semi-custom cabinetry instead of full custom. And don’t overlook local salvage shops—sometimes you can find high-end materials at a fraction of the price.

7. Protect Your Investment
Once the work is done, don’t forget the final steps: Get copies of all warranties and receipts for appliances and materials.

Request a final walkthrough with your contractor to check for any missed details.

Keep a record of all permit approvals and inspections—they’ll be useful if you sell your home in the future.

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